A few days before your scheduled closing, your lender will send you a Closing Disclosure which outlines the final terms and costs of your mortgage. It’s one of the most important documents you’ll receive in the homebuying process, so review it carefully before signing, and return it as soon as possible or your closing may be delayed. Visit our
Closing Disclosure page for important details about this document and your responsibilities as a buyer.
If you’re eligible for our
eClose process, you’ll be sent many of your closing documents to sign electronically before your appointment. You’ll still need to sign a few in person, but the appointment will be much shorter. Otherwise you’ll make an appointment to meet with your title agent to sign all the closing documents. Check out our
Closing Checklist for a list of items you need to bring to your closing appointment. Your Mortgage Loan Originator or Loan Processor will provide you with the final amount needed for closing costs so that you can wire funds or have a cashier’s check made out to the title company or attorney’s office. After you’ve signed, you must wait for the loan to be funded. Then you’ll receive the keys to your new home!