WHAT IS A CLOSING DISCLOSURE? A Closing Disclosure is a document provided by your lender that outlines the final terms and costs of your mortgage. It’s one of the most important documents you’ll receive in the homebuying process, so review it carefully before signing, and contact your Mortgage Loan Originator with any questions.
WHEN WILL I RECEIVE THE CLOSING DISCLOSURE? While the timeline can vary, you’ll receive the Closing Disclosure a minimum of 3 business days in advance of your scheduled closing. Please note that business days do not include Sundays or federal holidays. As your lender, DHI Mortgage will send you an email with the Closing Disclosure, as well as a text message letting you know your Closing Disclosure has been sent.
WHAT ARE MY RESPONSIBILITIES WITH THE CLOSING DISCLOSURE? Your job is to review the Closing Disclosure carefully and sign it in a timely manner! We must receive your signed Closing Disclosure a minimum of 3 business days in advance of your scheduled closing or your closing may be delayed. In some cases, this may mean you have to return the document the same day.
DID YOU SAY THE CLOSING DISCLOSURE CAN AFFECT MY CLOSING DATE? That’s right! If you don’t return your signed Closing Disclosure 3 business days in advance of your closing date, your closing will likely be delayed.
TO SUM UP
  • Read your Closing Disclosure promptly upon receiving it.
  • Review it carefully and contact your Mortgage Loan Originator if you have questions.
  • Sign and return it as soon as you can!

As always, reach out to your DHI Mortgage Loan Originator if you have questions about this document or any part of the loan process.