Resources / Homebuyer Education
DHI MORTGAGE
HOMEBUYER EDUCATION
Not only is there a lot to the home buying process, there is at times, more to home owning than you might think. Don’t let the unknown make you hesitate. Learn more about what it takes to buy and own your own home.
When selecting a mortgage, knowing the difference between a mortgage interest rate and an Annual Percentage Rate (APR) will help you pick the best loan for your situation.
 
A mortgage interest rate is the percentage-based fee that you pay for your loan. Your monthly payment includes the loan payment (the principal), and the interest. When you pay your mortgage, however, you may have additional costs added to that payment, such as points and fees. An APR reflects these costs.
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Looking for a quick reference guide? Visit our document library for PDF resources that can be printed or saved for future reference. We have resources on a variety of topics that may help you in your homeownership journey. Are you looking for information about credit? Visit our Understanding Credit page and document library.