Resources / Homebuyer Education / Before You Buy


A lot happens before you get the keys to your new home. At DHI Mortgage, we give homebuyers the knowledge they need to make confident, informed decisions at each step in the process. Read on to learn how to make your dream of homeownership a reality.

The homebuying process can seem like it has a language all its own. What is “escrow” and why is it important? What does “DTI” stand for? Check out our dictionary for definitions of some of the most common terms you’ll come across.

There are many different types of loan programs out there, designed for different financial situations. Read on for summaries of many popular loan types and products, and then talk to a Mortgage Loan Originator to figure out which one may be right for you.

The price of a house is only one factor in determining a mortgage payment. In this section, read about the roles played by income, debt-to-income ratio, credit scores, closing costs, and more.

You’re ready to buy your dream home! Find out what you might qualify for. Our online tools offer a convenient way for you to start your loan process.

Document Library
We have information on a variety of topics that can help you in your journey toward homeownership. Visit our document library for resources that can be printed or saved for future reference.