Joe Alford

Joe Alford
 | 
NMLS #1739105
(800) 714-5133
fax
ORIGINATING FOR

Mortgage Loan Originator
Branch NMLS #1894497

Thank you for visiting my page and allowing me the opportunity to be a part of your home buying process! My goal is to create a seamless loan process for each of my clients by continually offering the support and guidance needed, every step of the way. I am committed to learning the wants and needs of every customer so that I can find the mortgage that suits you best.

As a Tampa native, I have watched my home town and its neighboring communities steadily flourish over the years. After graduating from the University of Florida with my Bachelor’s degree in Economics, I was eager to return home and serve the growing housing market in my community. I first started at DHI Mortgage as a Loan Processor, and later became a Manager for the Loan Processing team in our Tampa branch, before finally transitioning to my role as a Mortgage Loan Originator. Using my diverse mortgage background, I seek to set realistic expectations with customers on how their mortgage experience will unfold, and what steps can be taken up-front to simplify the overall loan process.

I appreciate you taking the time to learn a little bit about me; I would love the opportunity to get to know you!
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.