Daismara Torres-Ruiz

Daismara Torres-Ruiz
 | 
NMLS #499171
ORIGINATING FOR

Mortgage Loan Originator
Branch NMLS #260498

I was born in Cuba; my parents relocated our family to Miami, Florida, when I was 6 years old. My husband Ernie and I got married in 1994, and shortly after we moved to San Antonio. San Antonio has been our hometown for the past 28 years where we have raised our son Gabriel and built a beautiful life. My husband and I are avid sport fans, love to travel, and thoroughly enjoy spending time together as a family.

The privilege of being bilingual has allowed me to help more families achieve their dream of homeownership. It allows for me to be able to communicate with them in their first language, which in turn makes their experience less stressful. I can relate and assist them with the challenges and barriers that Latinos have been faced with and have struggled to overcome during their homebuying experience. The dream of homeownership is not readily available in many countries; therefore, for many immigrants buying a home can be a very confusing and daunting experience. I have the honor of holding their hands and easing any fears they have by sharing my own personal account of being a young adult facing those same obstacles. I am here to prove to them that their dreams are possible!

I have been part of DHI Mortgage since 2011 because of our high level of service and precise expertise that enable us to help provide home ownership for you and your family. During my tenure in the mortgage industry of over 27 years, I have originated many types of loans for clients that are purchasing or refinancing their homes. I also have a passion for educating families on achieving the American dream of home ownership by hosting first-time homebuyer seminars, and implementing the proper tools needed to get to the finish line with the keys of your new home in hand! I am deeply passionate about helping families achieve their dream of homeownership and will do my very best to serve you and your family.

Se habla español
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.