Rusty Smith
 | 
NMLS #745639
(800) 709-8204
fax
Mortgage Loan Originator
Branch NMLS #248308
Mortgage Loan Originator
Branch NMLS #248308

I am a born and bred Texan, I grew up in San Antonio and have also called Lubbock and Temple home. I have lived in Temple for the past 8 years and enjoy being part of this close-knit community.

I began working in the financial services industry in 2007 and gradually worked my way onto the mortgage side. I enjoy helping people achieve their financial goals and being part of the home ownership process. I am able to assist with purchase and refinance transactions. I am familiar with guidelines for Conventional, FHA, USDA and VA. I am also able to assist with down payment assistance programs as well as assisting credit challenged borrowers. I work with a great team and DHI provides a ton of resources to assist you in accomplishing your goals.

Outside of work I enjoy spending time with family and friends. I used to play baseball, basketball, and football, which in turn makes me a huge fan of sports. I love to kayak and be outside on the water as much as I can.

I strive to provide you with the best customer service and communication throughout the process of your loan and home buying experience. I look forward to working with you!
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.