Norma Guerrero Cowes
 | 
NMLS #211327
(866) 841-1944
fax
Mortgage Loan Originator
Branch NMLS #38686

I am excited to say that I have been originating at DHI Mortgage for over 20 years and I have been the top producer for the company the entire time.  I enjoy helping families achieve the dream of homeownership.  Along with mortgage planning, I provide financing for new homes, resale, and refinances. I love our Veterans, First Time Homebuyers and Move-Up buyers.  I am not afraid of credit challenged clients either!  
 
DHI Mortgage is an affiliate of DR Horton Homes.  I am proud to be associated with the largest home builder in America. D.R. Horton is America's largest new home builder as reported by Builder magazine.
 
I am originally from South Texas.  I came to Austin in 1991 to attend St. Edward's University where I met my husband.  After graduation, we made Austin our home.  My degree is in Spanish and International Business.  As a fluent Spanish speaker, I have enjoyed the opportunity to assist many Spanish speaking families with their mortgage needs.
 
During my spare time, I enjoy spending time at home with my family and traveling.

Se habla español
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.