Documents for Application

For all loan applications, we will need:

  • Social Security card and Driver License
    Necessary to confirm identity as required by the Patriot Act
  • Last two years' W-2s
    For an analysis of your income history
  • Most recent thirty days of pay stubs showing year-to-date earnings.                                                             Required for the qualification process
  • If you receive Social Security benefits or pension, a copy of your disability or retirement awards letter
  • If you are a college graduate in the last two years, a copy of your transcript
  • Most recent two months' bank statements or last quarterly statement, all pages, all accounts
    To verify reserves and down payment
  • Most recent (or last quarterly statement) of 401k or retirement accounts
    All pages including terms and conditions of withdrawal
  • Please document any large non-payroll, pension or social security deposits
  • If you are divorced, a copy of your divorce decree and property settlement
    All pages and court stamped
  • If you pay or receive child support, a copy of your child support order (if separate from divorce decree)
  • If you own any real estate, copies of lease agreements and mortgage statements, showing taxes & insurance are included in payment (front and back)
  • If you are not a U.S. citizen, a copy of your Resident Alien Card
  • Provide contact information for insurance agent as soon as it is available, at least 21 days prior to closing
For VA (Veterans Affairs) loan applications, we will also need:
  • Copy of your DD-214, member 4
  • Name, address and phone number of nearest living relative
For In Service veterans, please provide:
  • Statement of Service
  • Copy of active duty orders

Please consult your DHI Mortgage Loan Originator for specific documents required for your loan. In some cases, additional documentation may be required.