Resources / Understanding Credit / Exceptional Credit

You have good credit - but it could be exceptional!

Did you know that one late payment has the potential to drop your credit score up to 100 points? Or that 35% of your credit is determined on how you make your payments? One way to protect our credit profile from the adverse effects of a missed payment is putting your bills on autopay. Make sure you have enough money in your bank account to cover each bill every month to avoid an overdraft.
You’re so close to the top – why not take those last few steps toward the highest possible credit score? Whether you’re trying to improve your credit profile or earn a better interest rate, the DHI Mortgage Home Buyers Club® is here for you.
I have good credit. Why should I enroll in the DHI Mortgage Home Buyers Club?
If you’re thinking of buying a home, you should know that the smallest improvement in your credit profile could result in lower interest rates and more attractive financing options. The DHI Mortgage Home Buyers Club is a proven and successful program that has helped prepare thousands of buyers for successful homeownership. In addition, a solid credit profile with proven, positive maintenance can lead to more purchasing power and financial opportunities, helping you build a strong financial future.
How much does this program cost?
Zilch, zero, nada. This service is complimentary (third-party homebuyer education is required)!
Are you ready for exceptional?
Contact your DHI Mortgage Loan Originator today to get started!
The DHI Mortgage Home Buyers Club does not guarantee to raise credit scores or guarantee loan approval. Credit education offered by the DHI Mortgage Home Buyers Club does not assure participants that they will qualify for, or successfully obtain, a home mortgage loan. Participants are not required to finance their home purchase through DHI Mortgage or to purchase a home from DHI Mortgage’s affiliated builder, D.R. Horton, to enroll in the DHI Mortgage Home Buyers Club. Participants must complete a HUD approved homebuyer’s education course at their own cost as a prerequisite to participation in the DHI Mortgage Home Buyers Club. DHI Mortgage Home Buyers Club is not a credit counseling or credit repair organization. See your DHI Mortgage Home Buyers Club Credit Consultant for full details. HUD = U.S. Department of Housing and Urban Development.