Terms of Use

 
Effective Date – August 1, 2016.
 
THESE TERMS OF USE CONTAIN IMPORTANT DISCLAIMERS THAT YOU SHOULD READ.
 
The following provisions set forth the Terms of Use for this website (this “Website”). This Website and its content are provided for your information regarding the products and services offered by DHI Mortgage Company, Ltd. (referred to herein as “DHI Mortgage,” “we”, “our”, or “us”). If you use this Website, including services offered on it, it means you understand and accept these Terms of Service. 
 
»   OWNERSHIP AND USE OF CONTENT.
 
»   EQUAL HOUSING OPPORTUNITY.
 
»   PASSWORD AND OTHER SECURITY MEASURES.
 
»   CLAIMS OF COPYRIGHT INFRINGEMENT.
 
»   CHILDREN.
 
»   LINKS TO OTHER WEBSITES.
 
»   INFORMATION AND CONTENT YOU PROVIDE.
 
»   NO ILLEGAL OR PROHIBITED USE.
 
»   LIMITATION OF LIABILITY, INDEMNITY AND DISCLAIMER.
 
»   LAW AND JURISDICTION.
 
»   SUCCESSORS AND TERMINATION.
 
»   VOID WHERE PROHIBITED.
 
»   CHANGES TO TERMS OF USE.
 
»   YOUR PRIVACY RIGHTS.
 
»   OUR LICENSING.
 
»   TRADEMARKS.
 
»   CONTACTING US.
 
»   EFFECTIVE DATE.
 

OWNERSHIP AND USE OF CONTENT.

This Website and its contents are owned by DHI Mortgage or used under license from others, with all rights reserved. The reproduction, re-creation, retransmission or other use of any of the content on this Website, whether text, visual image, audio, video, or computer software, or the posting or framing on other websites without the express prior written permission of DHI Mortgage is expressly prohibited; provided, however, that you may print in hard copy portions of this Website for your personal home mortgage purposes.
The information and content contained on this Website is provided for informational purposes only and is not a commitment to lend. Not all borrowers will qualify.
DHI Mortgage’s collection and use of information and content through this Website and any mobile sites, applications, widgets and other interactive features employed by DHI Mortgage are in accordance with our Online Privacy Policy, U.S. Consumer Privacy Notice, California Privacy Notice and other privacy notices and policies referenced and contained therein.

EQUAL HOUSING OPPORTUNITY.

DHI Mortgage is an equal opportunity lender. DHI Mortgage provides mortgage loans without discrimination or other limitation based on race, color, religion, sex, handicap, familial status or national origin or other discrimination or limitation as provided by law.

PASSWORD AND OTHER SECURITY MEASURES.

If you choose to begin your pre-qualification online, you will select a user name and password, which you will use to gain access to your account. You will also be asked to select certain security questions and provide answers. Each time you access your account, you will be required to enter the user name and password that you have selected. Seeking a pre-qualification on our pre-qualification page and using your user name and password will demonstrate your acceptance of the terms and conditions applicable to the online pre-qualification process (the “Service”). Actions taken on this Website, after entering the correct user name and password, will be deemed to be acting with your full authority. You may also be asked to answer the security questions when logging onto the Service. If your answers to your security questions do not match the answers that you previously provided, you will be denied access to the Service.
You are responsible for maintaining the confidentiality and security of your user name and password. You must notify DHI Mortgage immediately if your user name or password is lost or stolen, or becomes known by another individual. If you fail to do so, the confidentiality of your nonpublic personal information may be compromised. DHI Mortgage may prevent your access to the Service if DHI Mortgage believes the confidentiality of your user name or password has been compromised. Please contact DHI Mortgage at 1-844-312-1523 to report a lost, stolen or compromised user name or password. 

CLAIMS OF COPYRIGHT INFRINGEMENT.

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe, in good faith, that materials on our Website infringe their rights. If you believe that materials on our Website infringe your copyright, you or your agent may send us a notice requesting that we remove or block the material. Notices must meet the requirements of the DMCA. Notices may be sent to us at: DHI Mortgage Company, Ltd., Attn: Compliance Dept., 10700 Pecan Park Blvd., Ste. 450, Austin, TX 78750. There are penalties for false claims under the DMCA.

CHILDREN.

Our Website contains general information not directed towards children. We do not knowingly collect information from children under the age of 13. In this regard, our Website is a general audience site that is not designed nor intended to collect personal information from children under the age of 13.

LINKS TO OTHER WEBSITES.

We may provide links, through advertisements or otherwise, to other websites, including various social media platforms. Those sites may have their own terms of use and/or privacy policies. We are not responsible for their content, terms of use or privacy policies. The inclusion of a link on this Website does not imply endorsement of the linked site by us or any of our affiliates. Please visit those sites to review their terms of use and privacy policies. If you choose to access a third party website through links on our pages, you accept responsibility for all associated risks.

INFORMATION AND CONTENT YOU PROVIDE.

You grant DHI Mortgage and its affiliates a limited, non-exclusive, sub-licensable, worldwide, fully-paid, royalty-free license (in all media now known or herein after developed, without the requirement to make payment to anyone or the need to seek permission from anyone) to publicly perform, modify, use, publicly display, reproduce and distribute information, materials and content that you post, upload or otherwise provide on this Website or any service offered via this Website (“Your Content”), subject to all applicable federal and state laws and regulations that protect the privacy and security of your nonpublic personal information. You warrant that you own Your Content and have the right to grant this license and the posting, uploading or other provision of Your Content will not violate the privacy rights, publicity rights, or intellectual property rights of any third party.
You agree and acknowledge that you have no ownership rights in any account that you may establish through use of this Website. DHI Mortgage may withhold your access to your account and delete all Your Content at any time and without notice, if DHI Mortgage believes that you have violated these Terms of Use, the terms applicable to a specific service, applicable law or regulation or for any other reason. DHI Mortgage assumes no liability for the removal of Your Content from this Website or any services offered through this Website.

NO ILLEGAL OR PROHIBITED USE.

You warrant that you will not use this Website or any information, content or service offered herein for any purpose that is unlawful, or prohibited by these Terms of Use or other specific terms and conditions applicable to services offered herein.

LIMITATION OF LIABILITY, INDEMNITY AND DISCLAIMER.

DHI Mortgage endeavors to keep the information and content on this Website current and up to date. However, some of the information and content on this Website may be inaccurate or incomplete, or may contain typographical errors. DHI Mortgage does not warrant that the information or content on this Website is error free or that its service in providing this Website will be uninterrupted. Your use of this Website and the information and content provided on it is at your own risk. Your sole and exclusive remedy for issues relating to the information and content on this Website, your reliance on such content and information, or your use of this Website and the information and content contained on it shall be to discontinue accessing the Website and using the information or content or accessing the services provided on it. You agree that DHI Mortgage is not liable for any damages, losses or expenses relating to your use of, or reliance upon, the information, content or services of this Website, including without limitation any damages, losses, or expenses that you may incur as a result of your use of information or content obtained from the Website, your failure to pre-qualify for a loan as a result of your use of the Service or damage to your computer equipment or other property from downloading information or content from this Website.
You agree to indemnify, defend and hold harmless DHI Mortgage for any and all uses you make of the Website and the services provided herein.
TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, YOU HEREBY WAIVE, DISCLAIM AND RELEASE DHI MORTGAGE COMPANY, LTD., ITS SUBSIDIARIES AND AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, AND ASSIGNS, FROM ALL CLAIMS OF ANY KIND (SPECIFICALLY INCLUDING ANY AND ALL CLAIMS FOR ACTUAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL OR EXEMPLARY DAMAGES, ATTORNEYS’ FEES AND COSTS, OR CLAIMS FOR INTEREST, AND WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY), (EVEN IF YOU AND DHI MORTGAGE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF ANY REMEDIES SET FORTH HEREIN ARE FOUND TO HAVE FAILED OF THEIR ESSENTIAL PURPOSE) RELATED DIRECTLY OR INDIRECTLY TO, OR ARISING FROM, YOUR ACCESS TO THIS WEBSITE OR YOUR USE OF ANY INFORMATION OR MATERIAL CONTAINED THEREIN. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS WEBSITE IS PROVIDED TO YOU ON AN “AS IS,” “WHERE IS,” AND “WHERE AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF ACCURACY, COMPLETENESS, ADEQUACY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
Certain laws do not allow limitations on implied warranties, or the exclusion or limitation of certain damages. If these laws apply, some or all of the disclaimers, exclusions, or limitations set forth in these Terms of Use may not apply to you and you may have additional rights to those contained herein.

LAW AND JURISDICTION.

These Terms of Use shall be governed by, construed and enforced in accordance with, and subject to, the laws of the State of Texas, without resort to its choice of law provisions and case law, except to the extent they are superseded or preempted by the laws of the United States or other jurisdictions. If any provision of these Terms of Use is determined to be invalid, unlawful, void or otherwise not enforceable, you agree that the remaining provisions of these Terms of Use will remain in full force and effect. By accessing this Website, or using information on this Website, you submit to the exclusive jurisdiction of the state courts in Tarrant County, Texas or the United States Federal District Court, Northern District of Texas, to resolve disputes of any kind arising out of your reliance on the information on this Website, or any interaction with DHI Mortgage involving this Website. Any claim you have with respect to this Website must be brought within two years and a day after the claim arises.

SUCCESSORS AND TERMINATION.

These Terms of Use shall be binding upon and inure to the benefit of DHI Mortgage and you and its and your respective heirs, representatives, successors and assigns. These Terms of Use shall remain in force and effect until terminated by DHI Mortgage. In the event of termination of these Terms of Use, restrictions imposed upon you by these Terms of Use, including all disclaimers, waivers, releases and limitations of liability, shall survive.

VOID WHERE PROHIBITED.

This Website is accessible by users throughout the World. DHI Mortgage products, services and offers may not be available in your state or community. The information on this Website is not an offer of products or services where DHI Mortgage is not doing business or where prohibited by law. Your eligibility for particular products or services will be subject to approval by DHI Mortgage.

CHANGES TO TERMS OF USE.

DHI Mortgage reserves the right to change these Terms of Use from time to time. DHI Mortgage will notify you of changes to these Terms of Use by updating them on this Website and setting forth the date on which the Terms of Use were updated. The changes will become effective thirty (30) calendar days following the last update of these Terms of Use. We encourage you to retain a copy of these Terms of Use and periodically to check this Website for updates. Your use of our Website after changes have become effective indicates your acceptance of the latest version of these Terms of Use.

YOUR PRIVACY RIGHTS.

To view our Online Privacy Policy, please go to our Online Privacy Policy.
To view our U.S. Consumer Privacy Notice, California Consumer Privacy Notice and Social Security Privacy Policy, please click on each of these links.

OUR LICENSING.

To view our Online Privacy Policy, please go to our Online Privacy Policy.

TRADEMARKS.

“DHI Mortgage” is a service mark of DHI Mortgage. Other words and/or logos used on this Website to identify the source of services and goods are trademarks owned by DHI Mortgage, D.R. Horton, Inc. or third parties. DHI Mortgage grants no express or implied rights or licenses to any trademarks or other proprietary rights on this Website except for the right to view this Website for your own personal use. You may not use DHI Mortgage trademarks as links to the Website except as expressly permitted by DHI Mortgage.

CONTACTING US.

If you have any questions about our Terms of Use, you may contact us at: DHI Mortgage Company, Ltd., Attn: Compliance Dept., 10700 Pecan Park Blvd., Ste. 450, Austin, TX 78750.

EFFECTIVE DATE.

These Terms of Use will become effective on the date set forth at the top of these Terms of Use.